Aircraft Third-Party Liability (mandatory)
Covers:
- Damage caused to third parties on the ground
- Damage caused to passengers
- Damage caused to other aircraft
Essential cover for any activity.
General & Commercial Aviation
From flying clubs to airlines
Tailor-made cover for private pilots, clubs, schools and aircraft owners, as well as for airlines and business aviation: fleets, professional liability and crew welfare cover. We put the specialist insurers of the French and international markets in competition to negotiate the best terms, cover and premiums for your operation.
General Aviation
Protect your aircraft and fly with complete peace of mind
Whether you are a leisure pilot, an owner or an operator, your aircraft deserves protection tailored to how you use it. Aeroplanes, light helicopters, balloons and airships: each activity carries specific risks. SAAM Verspieren Group offers simple, reliable and scalable solutions.
Cover for every type of flying
We insure:
- General and light aviation
- Light helicopters
- Airships and balloons
Taking technical specifics into account
Every aircraft has its own characteristics:
Engine types covered:
- Piston engines
- Light turbines
- Airships
The main covers
Hull Insurance (damage)
Protects your aircraft against damage it sustains as a result of:
- Accidents in flight or on the ground
- Ground incidents
- Weather conditions
Possible extensions
- Theft and vandalism
- Equipment cover (aircraft contents)
- Specific uses
Personal Accident Insurance
- Pilots
- Passengers
Cover independent of liability.
Pilot seats, passenger seats or named seats.
Legal Protection
- Defence
- Recovery of damages
- Support in the event of a dispute
For organisations and flying clubs
We also offer:
- Operating liability
- Instructors' liability
- Association liability
- Hangar insurance
Fleets and multiple aircraft
If you operate several aircraft:
- Single contract
- Harmonised cover
- Simplified management
- Optimised pricing
An approach tailored to how you fly
- Solutions that are simple to understand
- Modular cover
- Adapted to your flying frequency
- Personal support
Why choose SAAM Verspieren Group?
- Expertise recognised in general and light aviation for over 70 years
- Tailor-made solutions
- Responsive support
- On-the-ground knowledge
Fly with complete confidence
Whether you fly for leisure or professionally, your safety and that of your passengers is essential.
Guarantees & coverage
The protections we design and place for you
Aircraft fleets
Pooled management of several aircraft under a single insurance programme.
Crew welfare cover
Individual and group schemes for flight crew.
Ancillary covers
- Hangar
- Air Carrier Liability
- Association Liability
- Company Liability
Our exclusive SAAM insurance products
F-SAAM
Fixed-wing, piston
- Policyholder based in Europe (excluding the UK)
- Value up to €300,000
- Liability up to €6,000,000
- Hull / Liability / Personal Accident
- Single contract
- All uses except flying clubs
Piston Plus
Fixed-wing, piston, worldwide*
- Value up to €1,500,000
- Liability up to €15,000,000
- Hull / Liability / Personal Accident
- Single contract or fleet
- All uses except flying clubs
* Subject to a local policy being put in place.
TCAS
Fixed-wing, turbine, worldwide*
- Value up to €7,000,000
- Liability up to €50,000,000
- Hull / Liability / Personal Accident
- Single contract or fleet
- All uses except flying clubs
* Subject to a local policy being put in place.
Aérobulle
Aerostat, Europe
- Value up to €100,000
- Liability up to €14,200,000
- Hull / Liability / Personal Accident
- Single contract or fleet
- All uses except flying clubs
Business Aviation
Secure your strategic assets and high-value operations
In business aviation, every decision directly affects your performance, your image and your financial security. Private jets, helicopters, corporate fleets… Your aircraft are high-value assets that require an insurance approach equal to what is at stake. SAAM Verspieren Group supports you with tailored solutions designed for complex, international risks.
Major stakes for exceptional assets
Business aviation involves:
- High-value aircraft
- Multi-territory operations
- High regulatory and contractual requirements
- Increased liability towards passengers
A loss can affect:
- Your business
- Your image
- Your operational continuity
Cover dedicated to high-end operations
We notably support:
- Private jets (light, midsize, long range)
- Turboprops
- Helicopters (transport, corporate, offshore…)
- Corporate fleets
- Charter operators
Covers sized for complex risks
Aircraft Third-Party Liability
- Cover for third parties, passengers and infrastructure
- Limits adapted to international requirements
- Compliance with regulatory obligations
Precisely adjusted according to:
Type of operation, number of passengers, areas of operation.
Hull Insurance
Full protection for your aircraft:
- Damage in flight and on the ground
- Accidents
- Weather events
- Total losses
Compensation based on the value stated in the policy (insured value or agreed value).
Possibility of specific equipment extensions.
War risk and allied perils cover
Essential in business aviation:
- Terrorism
- Sabotage
- Hijacking
- Geopolitical risks
Passenger and crew insurance
- Personal accident
- Carrier liability
- Enhanced cover
A tailor-made approach for demanding operations
Personalised analysis
We take into account:
- Your operating model
- Your areas of operation
- Your contractual constraints
- Your actual exposure
International operations
- Specific geographical extensions
- Multi-country compliance
- Management of complex policies
Structuring high-capacity programmes
We are able to:
- Place high-value risks
- Structure programmes with several insurers for high capacity
- Meet complex needs (fleets, charter, corporate)
Business aviation fleets
Premium fleet contract
- A single policy
- Harmonised cover
- Centralised management
Operational continuity
- Aircraft grounding
- Temporary replacement with loss-of-use cover
Critical for professional operators.
Complete technical expertise
We cover all engine types:
- Turboprops
- Turbojets (jets)
- Complex piston engines
Why choose SAAM Verspieren Group?
- Recognised expertise in business aviation
- Capacity to handle major (high value) risks
- Access to the international market
- Tailor-made solutions
- Premium support
A standard equal to what is at stake
In business aviation, standardisation has no place.
Your cover must perform as well as your operation.
Take action
Request a study for your aviation risks, or talk to a specialist adviser dedicated to business aviation.
Our partners
To go further
Aircraft insurance: protecting your aircraft and securing your flying
The risk, cover by aircraft type, the engine types covered and frequently asked questions.
